Contractors
We place general liability, workers comp, commercial auto, and builders risk for general contractors, subs, and trades.
Key risks
- On-site injuries to third parties
- Work-related injuries to employees
- Damage to client property
- Subcontractor issues
Recommended coverages
- General liability
- Workers compensation
- Commercial auto
- Builders risk
- Subcontractor default (optional)
Example claim scenario
A subcontractor's employee is injured on the job. Workers comp may cover the injury; general liability and contractual requirements may also apply. (Generic example; coverage depends on policy terms.)