Insurance for retail
Storefronts and online sellers need protection for customers on the premises, the inventory on the shelves, the income the store produces and the card data it handles.
Coverages we typically include
- General liability including product liability
- Property and inventory
- Business income
- Cyber for card payments and customer data
- Workers' compensation
- Crime and employee dishonesty
What to expect
Most retailers fit a business owner's policy with a few endorsements. We size the inventory and income limits to your busiest season, not your slowest.
Common questions
Do I need product liability?
If you sell physical goods, yes. Product liability is usually included in general liability and covers injuries or damage caused by something you sold.
Is theft covered?
Theft of inventory is typically covered under property with a deductible. Employee theft needs a separate crime coverage.
Get a second look at your coverage.
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