Life insurance
Income replacement, mortgage protection and final expenses, with term and permanent options from carriers we compare on price and financial strength.
What it covers
- Term life: level premiums for 10, 20 or 30 years
- Permanent life: whole and universal life that builds cash value
- Final expense policies with simplified underwriting
- Riders for children, waiver of premium and accelerated benefits
Who it's for
New parents, homeowners with a mortgage, business partners funding a buy-sell agreement, and anyone whose employer coverage stops when the job does.
Common questions
How much life insurance do I need?
A common starting point is ten times your annual income plus your mortgage balance, adjusted for savings and your family's needs. We walk through the math with you.
Term or permanent?
Term covers a set period at the lowest cost. Permanent lasts your whole life and builds cash value at a higher premium. Many families use term for the mortgage years and a smaller permanent policy for final expenses.
Do I need a medical exam?
Not always. Several carriers offer no-exam underwriting for healthy applicants at common coverage amounts.
Related coverage
Get a second look at your coverage.
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