Three gaps show up again and again on small-fleet policies: employees driving their own cars for work with no hired and non-owned coverage, tools and cargo in the truck with no inland marine coverage, and liability limits that stopped matching the contracts the business signs. Each is inexpensive to fix once it is found.
Bring us your vehicle list, your driver list and your largest contract, and we will show you where the policy and the business no longer line up.
This article is general information, not advice about your policy. Coverage depends on the policy and carrier. Questions? Call 708-303-6666.