Accurate quotes depend on accurate information. Here is what we need for the most common policies. You do not need all of it to start; the more you have, the faster the numbers come back.
Auto
- Driver's license numbers and dates of birth for every driver in the household
- VIN for each vehicle, or the year, make and model
- Your current declarations page, which shows the coverages and limits you have today
- Where each vehicle is garaged overnight
Home or condo
- Address, year built and square footage
- Age of the roof, and any updates to plumbing, electrical or heating
- Current declarations page and mortgage company, if any
- Any claims in the past five years
Business
- A description of what the business does and how long it has operated
- Annual revenue, payroll and number of employees
- Any contract or lease that lists insurance requirements
- Loss runs from your current carrier, if you have had coverage before
The declarations page is the single most useful document. It lets us quote the coverage you already have, side by side, and then show you where the differences are.
This article is general information, not advice about your policy. Coverage depends on the policy and carrier. Questions? Call 708-303-6666.